Can you qualify for a
loan modification?

  • Have you unsuccessfully
    tried to refinance?
    Yes
    No

  • Do you have less than
    5% equity in your house?
    Yes
    No
    Unknown

  • Do you have poor credit
    (less than 460 credit
    score)?
    Yes
    No
    Unknown

  • Have you experienced
    a recent hardship that
    has made keeping
    current on your mortgage very difficult?
    Yes
    No
    Unknown

  • Has your loan payment
    recently, or about to,
    adjust upwards making
    your new payment more
    than you can afford?
    Yes
    No

     

What we do at The Loan Solutions Expert, Inc.

At The Loan Solutions Expert, Inc. we are the home loan modification experts.  We help people who cannot qualify for a traditional refinance by negotiating with their lender to help make their current payments affordable.  We are NOT a refinance company so the usual restrictions (ie. must have good credit, equity, etc.) do not apply.  If you have suffered a hardship or are struggling with your mortgage payments, The Loan Solutions Expert, Inc. can help. 

Why is there a need for The Loan Solutions Expert, Inc.? 

The combination of a weakening economy, the collapse of the subprime sector of the mortgage industry, home values depreciating more than they have in over 20 years, and record foreclosures, has left many homeowners in a situation where they can no longer afford their mortgage payments.   Unfortunately, many of them are unable to qualify for a traditional refinance due to their credit history or a lack of equity (including owing even more than their house is worth).

Why should I use The Loan Solutions Expert, Inc. and what does it offer that other companies may not?

At The Loan Solutions Expert, Inc. we specialize in home loan modifications as well as refinances, purchases, short sales, foreclosures, etc. Our employees are knowledgeable in what the different investors (not just the lenders) are basing their approvals on. At The Loan Solutions Expert Inc. we truely can help you find the solution that is best for you.

 
   
               
 
We are not a debt relief Agency. Copyright 2008 All rights reserved.