Last updated on September 4, 2026.

Introduction

Loan Solutions Expert and our affiliated companies delivers content to you through our Website and by email. We are also a marketing and data company, and use information we collect to help advertisers reach selected audiences via online, in-app, email, telemarketing, and other advertising methods, and sell data about individual consumers and offer a range of cross-context behavioral advertising services.

This privacy policy discusses the personal information we collect from you and that you may provide when you visit Loan Solutions Expert, as well as our practices for collecting, using, maintaining, and disclosing that information. For more information about our website, please also refer to our terms of service.

Please read this policy carefully to understand our policies and practices regarding your personal information. If you do not agree with our policies and practices, please do not use our website or subscribe to our email list. By accessing or using this website or interacting with our other services, you agree to this privacy policy.

Applicability Of This Policy And Outside Websites And Services:

This Privacy Policy applies exclusively to the personal information you provide to Loan Solutions Expert. It does not extend to information collected, processed, or stored by any other website or entity, including those linked from our website or newsletters. We encourage you to review the privacy policies of any websites you access through links from Loan Solutions Expert.

How We Obtain Your Personal Information:

Information collected through this website includes personal details you provide, such as your name, email address, phone number, mailing address, and information submitted through inquiry forms. We may supplement this information with data obtained from third parties, including affiliates, data brokers, and marketing or advertising partners. Certain third-party data providers are entities that have obtained your personal information from their own services. Additionally, we automatically collect information using cookies and other tracking technologies to perform analytics on our website and to facilitate advertising. More information appears below.

Types of Data We Collect:

“Personal information” (hereinafter “data,” “information,” or “personal information”) includes any type of data or information created, collected, received, stored, or transmitted in the performance of the Company’s business, regardless of format, that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a specific consumer or household.

You will be asked to submit personal information when you subscribe to Loan Solutions Expert. This includes your name, date of birth, street address, e-mail address and phone number. We collect other information via cookies and similar technologies such as IP address, imprecise geolocation (inferred from your IP address), device ID, date/time stamp, browsing behavior and click-through activity. We may also obtain information that is relevant for advertising purposes from data brokers or publicly available databases , like demographic information, interests, past locations (e.g. visits to certain stores or websites), or purchase history. We may collect certain limited categories of sensitive personal information, including race/ethnicity or location data. We only collect data that is relevant to potential marketing campaigns. See “Your Privacy Rights” below to see how to exercise your rights with regard to our use of your personal information.
“In particular, we have collected the following categories of personal information within the last twelve (12) months:

1. Identifiers, such as real names, aliases, unique personal identifiers, online identifiers, email addresses, account names, or other similar identifiers;
2. Personal information categories listed in California Customer Records Statute (Cal. Civ. Code. § 1798.80(e)), which includes any information that identifies, relates to, describes, or is capable of being associated with a particular individual but is not publicly available to the general public from federal, state, or local government records;
3. Protected classification characteristics under California or federal law, such as race, gender, or age;
4. Internet or other similar network activity, such as information about what websites you have visited or how you have interacted with an internet website application or advertisement;
5. Commercial Information, such as purchases you have made in the past;
6. Professional or Employment-Related Information, such as your current job or job history;
7. Imprecise geolocation data, such as your approximate location based on your IP address;
8. Inferences drawn from other personal information.

We sell and share this information with third parties and affiliated companies for marketing and advertising purposes. You have the right to opt out of the sale or sharing of your personal information at any time by visiting here or calling 833-541-1368.

Use of Sensitive Personal Data

We do not directly collect information classified as Sensitive Personal Information, including data related to race or ethnicity, religion, precise geolocation, LGBTQ+ status, health information, financial account details, or citizenship status. However, automated tools such as cookies may collect information about your visits to web pages, which could indirectly suggest interest in sensitive subjects or group affiliations. For instance, viewing content targeted to a specific ethnicity or health topic may imply such interest. These inferences are not made by us, but may be made by our affiliated companies or other third parties to whom information is disclosed. If prohibited by state or local law without consent, sensitive inferences will not be made. We do not collect or use personal information from children under 18.

How We Use Your Data

We use the personal information we collect from and about you to send you newsletters or other content that you sign up for and to send you marketing messages by email or by other means. We also share the personal information we collect with our affiliates and third-party companies who may also send you marketing messages by different means. You can opt out at any time by clicking here. Our use of your personal information is called “cross context behavioral advertising” under some states’ laws.

Data Sharing

We sell or share personal information with our affiliated group of companies and with our clients for marketing uses, including cross context behavioral advertising. We also share personal information with contracted service providers, for advertising, web hosting, fraud detection, analytics, information security, or similar services. When we share data, we put contracts in place with all recipients of our data to ensure appropriate data security measures and compliance with laws. We also share personal information where we are required to do so by law (for example, in response to a warrant or court order), or to protect the health, safety, or rights of any person.

From time to time, personal information may be shared with law enforcement, regulatory authorities, courts, government agencies, or other third parties to comply with legal obligations, respond to lawful governmental requests, protect individuals or property, or enforce our rights under applicable agreements, including billing and collection activities. Personal information may also be disclosed in the context of corporate transactions, such as mergers, acquisitions, reorganizations, or asset sales, where user data forms part of the transferred assets.

If you agree to the sharing of your information, we may provide personal information to third parties for purposes that were disclosed to you at the time of collection or described in this policy.

Cross Context Behavioral Advertising, Analytics, and Data Sharing

The personal information we collect is shared with unaffiliated companies for the purpose of showing you advertisements on this or other sites, and for analysis and reporting related to those ads. These companies (which may include data brokers) use cookies and other technologies to collect information from your web browser about the sites and pages you view and ads that you view or click. We (or thee third parties) may combine personal information collected at this site with personal information from other sources (including data brokers) and/or share it with third parties for marketing and advertising purposes (a.k.a “cross-context behavioral advertising” under some laws). We or the third parties described in this section collect your IP address, date and time of your visit and of the actions you took here, your Internet Service Provider (ISP), and the browser type and version you used to visit this site. This information may be combined with personal information from other sources (including data brokers) as described above and used to display advertisements from us or from others through email, social media, websites, apps, direct mail, or by other channels. We also use personal information to understand how users interact with this site in order to improve the user experience.

Cookies, Pixels and Similar Technologies

This website utilizes cookies, pixels, and other automated technologies to: (1) guard this site against online threats, (2) track and analyze how users interact with our website, (3) show you personalized content and advertisements, and (4) analyze how (or whether) you interact with advertisements or other content and communications. Cookies are small computer files that are stored on your browser to serve as unique identifiers so that your browser can be recognized at websites where our pixel is deployed. We do not track every site or page you visit on the Internet. You can restrict or delete the cookies currently on your browser at any time using the settings in your browser. If you use a browser-based “do not track” setting, this may cause an opt-out cookie to be set on your browser to prevent ongoing data collection. If you later delete this opt-out cookie, you may need to opt out again to prevent automated data collection.

Our Website uses automated tools to collect usage data, including cookies, Flash cookies, and web beacons. Cookies are small files stored on your device that support Website operations. You may disable cookies in your browser, but certain Website features may become unavailable if you do so.

Flash cookies are used on some parts of the Website to remember preferences and analyze navigation patterns. These cookies are managed separately through Adobe’s Flash Player settings.

Web beacons, also known as pixel tags or clear gifs, may be included on our Website and in our emails to track page visits, email opens, content popularity, and Website performance metrics.

Global Privacy Control / Do Not Track Mechanisms

We process Global Privacy Control (“GPC”) signals and other universal opt-out preference signals as valid requests to opt out of the sale or sharing of personal information. When such a signal is detected from your browser or device, we will honor it automatically. Our intent is not to follow you across every website you visit. As explained above, browser settings allow you to block or delete certain cookies at any time. If you opt out of tracking or activate a browser-based “Do Not Track” setting, including GPC, an opt-out cookie is stored in your browser to restrict certain data collection. Removing that cookie or changing your GPC settings may allow automated collection to restart.

Managing Your Personal Data Choices

You may exercise your privacy rights here page, or by calling 833-541-1368. You have the following rights: (1) to know at a general level how we collect and use personal information (please refer to this Privacy Policy, (2) to opt out of the sale or sharing of your personal information with other companies, (3) to receive a copy of the personal information we hold about you, (4) to ask us to delete your personal information, and (5) to make other requests relating to your personal information. If you still have questions or concerns after you have exercised your rights, please contact us at the email address below. You may also have rights under state or federal privacy laws to appeal to supervisory authorities if we are unable to resolve your issue.

If you would like to log complaints, please see below for contact information:

For the FTC: ReportFraud.ftc.gov or go to ftc.gov/complaint. You can also go directly to the Better Business Bureau complaint portal at bbb.org/file-a-complaint.

To protect personal information, we require verification before responding to any data rights request. This means the request must include information that allows us to confirm the requester’s identity or authority, along with enough detail to evaluate and respond appropriately. Creating an account is not necessary to submit a request, and any information collected during this process is used only to confirm identity or process the request. Verifiable requests will receive a response within 45 days. If we are unable to complete our response within that timeframe, we will notify you in writing before the 45-day period expires, stating the reason and the length of any extension, which will not exceed 45 additional days.

In the event a request is denied in compliance with legal requirements, you may appeal the decision or contact us with any questions regarding our privacy practices using the information below. In some regions, you may also have the right to contact a supervisory privacy authority. We will not penalize or discriminate against you for exercising your data rights.

Children’s Privacy

Loan Solutions Expert is intended for use only by individuals 18 years old or older. Loan Solutions Expert does not knowingly collect information from children under the age of 18. Loan Solutions Expert will remove any personal information relating to a child younger than 18 if we become aware that it has been submitted to us. If you know or believe that we have information about a child under 18, please contact us by email at [email protected] or by mail at 921 H ST NE box 118, WASHINGTON, DC, 20002-3741 so that we may delete that information.

Protecting Personal Information

Our information security program includes technical, organizational, and physical security measures to protect personal information from exposure or harm. We have policies and procedures, employee training, and automated monitoring. We also audit our practices regularly to ensure consistency and adapt to evolving risks.

Personal Information Retention

We keep personal information for the period necessary to fulfill the purposes for which it was collected, as described in this policy, and for as long as required by applicable law. Personal information that is no longer needed is deleted or rendered non-identifiable.

Changes To This Privacy Policy

This policy may be revised or updated at any time. Any revised version of this policy will apply from its published effective date. You should read this policy periodically to stay up to date on how we collect, use, and share personal information.

United States-Based Website

Loan Solutions Expert is located in the United States, and Loan Solutions Expert is intended for users in the United States. When you visit our website, you understand and acknowledge that your personal information will be stored and processed within the United States, subject to laws of the United States.

Our Contact Information

If you have questions or feedback, please contact us at [email protected] or 921 H ST NE box 118, WASHINGTON, DC, 20002-3741.